Credit Card Fraud Defense Attorney in Des Moines

Credit card fraud is one of the most commonly committed crimes in the state of Iowa. People's credit card numbers are stolen every day and used to purchase items that are unauthorized by the credit card holder. If a person is charged with credit card fraud, they can be looking at some very harsh penalties. The person may have a felony on their record for life and face a $13,660 fine in addition to being required to pay back all of the items that were purchased without the cardholder’s permission.

Aside from the court ramifications, this is a crime of dishonesty. Employment opportunities can fade away and relationships can be ruined due to lack of trust. This is not a crime to take lightly. Retain our Des Moines credit card fraud defense attorney if you are facing this type of charge.

Call (515) 996-4441 or contact us online to schedule your free consultation.

What Is Credit Card Fraud?

A person commits a public offense by using a credit card for the purpose of obtaining property or services with knowledge that:

• The credit card is stolen or forged
• The credit card has been revoked or canceled
• The use of the credit card is unauthorized

Penalties for Credit Card Fraud in Iowa

• If the value of the property or services stolen isgreater than $10,000, the offense is deemed a class C felony. Conviction of a class C felony carries up to 10 years in prison and a $13,660 fine along with a 15% surcharge on the fine and $100 court costs.
• If the value of the property or services stolen is between $1,000 and $10,000, it is a class D felony. A conviction of a class D felony carries up to five years in prison and a $10,245 fine along with a 15% surcharge on the fine and $100 court costs.
• If the value of the property or services stolen is less than $1,000 it is an aggravated misdemeanor. A conviction of an aggravated misdemeanor carries up to two years in prison and a $8,540 fine along with a 15% surcharge and $100 court costs.

The "value" of the property or services taken is determined by the "highest value of the property or services determined by any reasonable standard at the time the violation occurred." This can include the market value, actual value, and replacement value. The term "value" is somewhat vague in a sense, but the state is generally given the benefit of the doubt when it comes to the value of the property or services.

Get Legal Help from Feld Law Firm for Credit Card Fraud

If you are charged with credit card fraud, it is a good idea to speak with a credit card fraud defense attorney in Des Moines immediately. Do not speak with law enforcement until you have retained an attorney. It is so important that you do this.

If you have any other questions regarding credit card fraud, do not hesitate to contact Feld Law Firm at (515) 996-4441 to schedule a free consultation.